SDC STATEMENT: President Obama’s Final State of the Union Address

“It is our job to continue to push political leaders until we have a comprehensive plan that helps existing borrowers as much as prospective students. That is why we must continue the hardfight for debt-free college and the cancellation of outstanding student loan debt.” Natalia Abrams – Executive Director
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Which student loan topic is most important?

We traveled thousands of miles and spend hundreds of hours speaking to borrowers – perfecting educational materials to share with you. But, before we schedule student loan webinars we want to know which topic matters most to you.
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Natalia Abrams Talks Student Loan Debt on Arise XChange

“This is one of the first elections where every candidate is saying something about student loan debt. Unfortunately, they’re all focusing on the new student. So, we hear a lot about debt-free college and tuition free– and a little bit about the existing borrow. That’s where we come in. We need to help the 43 million people out there.”
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I Was Alone, But I Wanted to Make Something of Myself

“I didn’t have my family to help me with college. I was alone, but I wanted to make something of myself. Well, with not being able to work- because college was so intense for me- I had to take out loans to support myself. I dealt with unemployment for many years because it was during the recession. I dropped out of college because I couldn’t work full time to support myself AND take a full load of work at college because I had two jobs to be stable. I lost motivation, I felt hopeless, and I was in total regret.”
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#GetMoneyOut of Politics and Help Student Loan Borrowers

With 43 million Americans shouldering $1.3 trillion in student loan debt, there’s clearly a student debt crisis in this country. So what’s stopping us from solving it? Money in politics. Companies like Sallie Mae make billions off of student loans, and they don’t mind using some of that to buy politicians, purchase influence, and fix the rules in their favor.
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Student Loan Resources at

We teamed up with the AFL-CIO, and many more organizations, to create a whole new website dedicated to delivering you the student loan information you need- simply and easily.  Check out the free resources library at to help you tackle your student loan situation. We have filled this site with hundreds of trusted resources designed to help you cut through the nonsense, and make navigating your student loans that much easier.
Check It Out!

Real Life Student Debt Stories

Straight from those whose lives have been affected by the weight of student debt.  

For those who don’t want to take action, go ahead. Go right ahead… In my opinion, I’d much rather find a way to ease the debt or die trying then to live life everyday knowing that I’ll keep owing money to a corrupt state of affairs. Drew

The entire situation of student debt keeps me up at night. I owe over 70K in private and federal loans and no one will help me. I’m in the mental health field where I am so needed, but unable to make the money to pay off the debt that I have.


I am a 60 year old mom and I work as a janitor to help my son pay his student loans of which $27,000 are federal and $20,000 are private. It is hard because he has very low wages, and I have arthritis which makes my job even harder. Without my help, the loans would default.


In The News

Latest Articles on The Student Debt Crisis

Gallup : Americans’ Big Debt Burden Growing, Not Evenly Distributed

Estimates of Americans’ debt burden abound, and unfortunately, they’re almost all different. But one thing is clear: Americans are carrying a lot of debt, especially millennials, according to Gallup analysis. Perhaps the most surprising finding from Gallup’s analysis is just how few Americans account for that mountain of consumer debt. For example, three out of four U.S. adults (76%) report that they have at least one credit card, but, on average, Americans have 3.4 of them. The percentage of Americans who have credit cards is lowest among millennials (65%) and highest among traditionalists (85%), with Gen Xers (78%) and baby boomers (83%) in between. Though 76% of U.S. adults report having at least one credit card, just under half of Americans (48%) carry credit card debt, with fewer traditionalists (32%) and more Gen Xers (61%) carrying credit card debt. The Generation X finding isn’t surprising, given that they are in their prime child-rearing years and that they have more cards than any other group (4.5). About two in 10 Americans (19%) report having student loan debt, with 35% of millennials and 25% of Gen Xers saying they do. Gen Xers hold the largest average student loan balances with over $30,000 outstanding. Student Loan Debt Situation Dire for Many Millennials and Gen Xers There has been extensive media coverage of the student loan debt crisis, and Gallup analysis suggests that the situation is indeed dire for the one-third of millennials (35%) and one-quarter of Gen Xers who carry student loan debt. But the ‘crisis’ does not appear to extend very deeply into any generation. Some have argued that carrying student... read more

Is Today’s Student Loan Crisis Tomorrow’s Retirement Crisis?

For all the jokes about baby boomers having to eat dog food in retirement, it’s beginning to look like millennials will be lucky to afford even the store brand. The problem is their student debt. Experts have worried for some time about the impact millennials’ historically high levels of debt (currently averaging $31,000 at graduation) could have on their retirement savings. Now, in a paper released this week, the Center for Retirement Research at Boston College has attempted to quantify the problem. And the result isn’t pretty.  A majority of grads could be headed for trouble, this new study finds. The center calculates what it calls the National Retirement Risk Index (NRRI), an estimate of how many households won’t be able to maintain their standard of living after they retire. The index has been rising steadily since the early 1980s, starting at 31% in 1983 and peaking at 53% in 2010. As of 2013, the most recent year available, it stands at 52%. Six Americans out of every 10 might not be able to support themselves in the style they’re accustomed to when retirement rolls around. That’s alarming enough. But if you factor in student debt, the center says, the percentage would rise to 60.1%. Put another way, six Americans out of every 10 might not be able to support themselves in the style they’re accustomed to when retirement rolls around… Continue Reading at TIME… By: Greg Daugherty... read more

U.S. Senate Looks for Solution to High Student Loan Debt

Senators from Wisconsin to Hawaii have started a campaign in Congress to give college affordability the attention they believe it deserves so more young adults can have a shot at a higher education. It’s the question many student face when going off to college. How am I going to pay for this? For students at Drake University in Des Moines, it’s a big concern. “I’m currently working so I can help pay for that,” Drake University Freshman Maddie Sell said. It’s something Hawaii Senator Mazie Hirono understands all too well. “I paid this my own way through undergraduate and graduate school I had debt, it took me 15 years to pay off my law school loans,” Hirono said. She said student debt is raising concern from too many American families, even starting at an early age. “Even in fifth grade they’re worrying about how their parents are going to send them to college,” Hirono said.   That’s why she joined the #inthered campaign and signed on to the “Reducing Educational Debt” Act. In it, she wants to see continued support for Pell grants, which she says half of students who go to college rely upon… Continue Reading at... read more

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