SDCC is focused on how the student debt crisis impacts individual borrowers. We provide tools, repayment information, clinics, and other resources to help. For help with your federal student loans, visit any of the links here or browse the frequently asked questions below.

• Student Loan Information: studentaid.gov

• Income-Driven Repayment (IDR) Plans: https://studentaid.gov/manage-loans/repayment/plans/income-driven

• SAVE Plan Information: https://studentaid.gov/announcements-events/save-plan

• Apply for SAVE Plan: https://studentaid.gov/idr/

• Fresh Start Program: https://studentaid.gov/announcements-events/default-fresh-start

  • Please note: the Fresh Start program closed to new enrollment on ​September 30, 2024

• Public Service Loan Forgiveness (PSLF): https://studentaid.gov/manage-loans/forgiveness-cancellation/public-service

• IDR Account Adjustment: https://studentaid.gov/announcements-events/idr-account-adjustment

• Total & Permanent Disability Discharge: https://studentaid.gov/manage-loans/forgiveness-cancellation/disability-discharge

• Student Loan Consolidation: https://studentaid.gov/manage-loans/consolidation

• Student Loan Ombudsman: ombudsman@ed.gov