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I consolidated my dept with the Dept of Education with an income contingent repayment option. My loan is to be forgiven after 25 years. The Department of Education later sold the debt management to a third party loan repayment company which has no record of the prior 6 years of loan repayment. There has been no incentive for the new company to resolve the data loss. Furthermore, the Dept of Education is very unhelpful in retrieving the missing payment data.