What’s your Student Debt Story?
Student Debt Story:
Growing up I had it very rough. My family was into drugs my older brother had already been to juvenile detentions, in and out of jail and now he's in prison. While I was growing up I had been introduced to all of these drugs but realized it wasn't my thing. I then proceeded to think I was going to do much better than my family and make something of myself. I graduated high school and the following day moved to a city. (Mind you I grew up in a small town.) I had a roommate and only being 17 at the time we had to have our parents co sign for an apartment. From then on I started drinking heavily and partying which who wouldn't at 18 years old! After 5 months of being a graduate my roomate mysteriously enrolled me into Cosmetology School. I was working part time at a shoe store and could barely afford housing costs. As I began school things got harder for me to handle, but I pushed through it. I then proceeded to have to pay for gas and meals because I was doing 10+ hours at school a day. Therefore, I couldn't help pay for bills. My roommate broke the lease and took hers and her mom's name off the lease. I had no choice but to break it myself therefore mine and my father's credit was ruint from then on. I found a family member that let me sleep on their couch for the remainder of my school time. I ended up loosing my job because I was clear across town and couldn't afford it and I also chose to take on the responsibility of taking care of my family members children while they were off doing who knows what! Through all of this mess I couldn't handle the fact that my baby cousins were being neglected so I turned them in to cps. Which led to me being out on the streets. I then approached my brothers ex wife and she willingly let me stay with her. (Mind you I'm still going to school through all of this chaos!) I lived in her garage while she partied day and night through the summer. Some days it was hard to make it to school after lack of sleep, I was late, I was tired, I was ready to give up! But I didn't! I graduated a month late but I made it!! After I graduated I had to move back to my small home town. The competition of cosmetology in this town is ridiculous! And expensive to even get started. I proceeded to do it out of my kitchen( I know it's illegal but I had to make it somehow!) Some time after I got into a horrible car accident with a friend. We both walked out of it but it was sure a life changing experience. I ended up getting a pelvic injury which her insurance wouldn't pay for because she wasn't on the insurance. Imagine that! Anyways after some time passed and I wasn't doing hair for a while due to the injury my license expired. I ended up getting pregnant! My son's father was in and out of my son's life and is now looking at 5+ years in prison. I am a single mom just trying to put food in my son's stomach and a roof over his head! Trying to do what's right! I work at a retail store now and just got promoted to full time! But it still does not pay the bills! I was so happy to get a full time position because I just knew I would be able to pay for my student loans! Because I live in a low income apartment they raised my rent along with my income! People seriously do not want anyone to make it in life!! I'm struggling now but I could have it worse. My credit is horrible but there is absolutely nothing I can do about it right now. I know that God has my back and one of these days I will succeed!