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I'm 62 my husband 70. We wanted our kids to have a future. They got their Bachelors degrees thankfully, but the $100,000+ in student loan debt is crushing our dreams. And we have masters degrees. Our kids are riddled with student loan debt. Unable to buy a home of their own. Daughter lives at home, looking for work. We cate for 85 year old mother with Dementia. Been wondering if we could file for bankruptcy.